Making A Funeral Insurance Claim

There will be a time in your lifetime when you will pass away or will have to cope with the stress of having a family member pass away. Hopefully, when either of those things happens there is a funeral service coverage to fall back on and all you or your family members need to do is actually make a claim to the insurance company and then go ahead and deal with the funeral preparations without needing to be worried about how to pay for it all. Here is a look at what's going to be needed to make a claim.

The very first thing that will need to be done is find out who underwrites the actual funeral cover policy. This is so that you are able to submit your claim to the right insurance provider. It's a wise decision to have all your documents in one file that everybody knows how to locate and to have duplicates of all of the documents with a financial consultant or lawyer or even family member. By doing this all that has to be done is to have somebody open the file and have a look at exactly what funeral service cover policies are available. For more information on death cover go to

After you have figured out who to submit the actual claim to you have to get a copy of the death certificate. You will have to send this to the insurance company along with any other documentation they require. This could include things like the policy number and certain other coverage documents that needs to be within the file that you have. If you are not certain what you ought to send to make a claim you need to simply contact the insurance company and ask all of them what they need you to send them.

Once that is carried out, you should only have to wait a few days to receive the payout. The normal waiting period is around two days. This is out of consideration for your loved ones and a realisation of the want to get on with the mourning process that comes after the loss of a family member.

The entire claims procedure with a funeral service policy is designed to be as simple as well as pain-free as possible for those who are left behind. Even though insurance companies in many cases are seen as being ruthless as well as unscrupulous in relation to filling the claims that they're supposed to fill, they do actually care about the man on the street and do not want to cause more grief than they need to. The only real reason why they do the investigations that they do is to protect themselves from dishonest people who would like to make a quick buck from fraudulent claims.

You ought to be capable of seeing that making a claim on a funeral policy is actually relatively easy. All you have to do is know who to make the actual claim from and what documents to send to the relevant insurance company. It should not take long to do all that and it will certainly be worth the effort because it will remove the strain of having to finance the funeral.